AF Imaginations and Publications

A.F. Imaginations & Publications


10 Low Budget Business Ideas You Can Start in 2021

A business is can be a great idea and it is! What some people don’t tell you is the work that goes into creating a business idea. There are experts out there that say you need to have a large budget to create a business.

While having money can help, it’s not the case today. Businesses can scale and be successful if you take the time to find the right area. The other misconception is that you need to put all your attention into your business.

A side business is a type of business you can grow while maintaining your current finances.

If you are worried about money, consider the option of having a part-time job while growing your side business. It’s a valid concern. I am here to tell you that you don’t need to take that risk!

It may take longer to grow and scale, but the payoff is that you don’t need to stress if your business doesn’t take off right away. A low-budget business idea may be the right move for you.

Let’s say you really want to start a business, but you don’t have the finances or you’re not sure where to start.

I created a list of 10 low-budget, self-starter business ideas you can pursue.

A list of low budget business ideas:

  1. T-Shirt Design
  2. Create Digital Products like Courses
  3. Create an Online Fashion Store
  4. Pet Business
  5. Affiliate Marketing Program
  6. Membership Program
  7. Sell a Service
  8. A Charitable Business
  9. Handcraft and Homemade Goods
  10. Publish Your Book

T-Shirt Design

This business model is a low-budget starter because you don’t need to have a website to get started. You can print on demand by using websites like Amazon Merch or Shopify.

T-Shirt Design example:

Amazon Merch lets you put 1 t-shirt design per day and up to ten designs at the start. Once you get some sales under your belt, they increase the total amount! The best part is they handle the shipping, packaging, and delivery.

Amazon Merch includes t-shirt mockup templates so you don’t need to spend money on a photoshoot for each design.

Additionally, let’s say you’re not good with design, you can hire a freelancer to do the job from sites like Fiverr, 99Designs, and Upwork. With these print-on-demand services, you’re paying per product.

Create Digital Products Like Courses

Consider the possibility of creating a course. Courses offer value to customers and are low budget to make. You can use free apps like Google Sheets or Google Slides to create courses.

Are you skilled or an expert in a certain area? Do you like talking in front of a camera? I’d recommend creating digital products like courses or services.

Video courses are excellent too. A cell phone camera or a webcam works to develop a class.

If you have a skill, believe me when I say there is someone out there that wants to learn it.

Courses are a great source of income too. You can add your courses to websites like Udemy or SkillShare. I’ve seen vocational schools purchase the rights to courses too.

Create an Online Fashion Store

I see these types of small businesses everywhere. They’re brilliant too. You don’t need to be like a Calvin Klein to sell your fashion online though.

If you’re a maker, there is a special place for you. There is a big market out there for unique fashion ideas.

My friend decided to start selling her crafts online and is earning a good living too!

Fashion stores are self-starter businesses where you can sell items like earrings, bracelets, and clothing on websites like Etsy.

Pet Business

Who doesn’t love pets? The pet industry is filled with opportunities for small business ideas. This business industry is worth nearly $100 billion. People are passionate about their pets.

The best part is that it’s easy to get started. You may have a unique product idea or you like selling accessories, food, or toys. There are services like walking, grooming, or training that are in demand too.

You can consider the idea of creating personalized pet products such as framed prints or projects that cater to customers

Affiliate Marketing Program

I can say this is one of the better ones for those of you who might not be on the creative side. An affiliate marketing program gives you the option of selling products or services that aren’t necessarily yours.

You earn a commission-based salary per item that is purchased. Websites like Amazon Affiliates and Skimlinks make it easy for you to convert your blog traffic into money.

In fact, Affiliate Marketing Programs are effective if you enjoy the process of selling, but don’t necessarily like the idea of creating your own product. Though you only earn a certain percentage of a product sell, it’s a low-cost self-starter project.

Membership Program

A website that is generating thousands of visitors per month may be a good option to add a membership program. You might not have a website though. If you don’t, that’s okay!

As long as you have some kind of skill and knowledge that people are after, they are willing to subscribe. The important element is having content that is worth your members purchasing.

There are websites out there like that provide subscription-based models to your viewers.

Sell a Service

Do you have a degree in a field like marketing? Are you good at editing videos? There are tons of people out there in search of your skills.

These are some service ideas you can sell:

  • Marketing
  • Social Media growth
  • Graphic design
  • Web design
  • Voice overs
  • Video editing

You may not want to create a business or feel like building the viewers isn’t worth your time.

You can use sites like or to sell your skills.

A Charitable Business

People like giving more than ever before. One of the immediate benefits is that you are supporting a cause. This kind of business fall under the category of a non-profit organization.

Handcraft and Homemade Goods

Handcraft and homemade goods area good self-starter. Here are some examples of craft business ideas you can create to have something for everyone.

  1. Knitting
  2. Ceramics
  3. Floral Design
  4. Candle Makiing
  5. Greeting Card Designs
  6. Personalized Gifts
  7. Sweets

Publish Your Book

Reading isn’t going anywhere. Audiobooks and Ebooks are downloaded by the billions.

If you enjoy writing, this is an option for you. Books are becoming increasingly popular because of the information they provide. This includes both fiction and non-fiction genres.

Being an author doesn’t require you to be an expert writer. As long as your content is enjoyable, an audience may be interested in your books.

Do you remember the story Twilight? The author wrote her stories on a website like before she became famous.

It’s not like it was before either Book can be published directly on Amazon Publish without the hassle of finding a publisher.

I recently published a book. Books are easier to publish than ever before. Websites like Fiverr and Upwork can be used to design a book cover.

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